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Banking, Affordable Housing and Credit

The Banking, Affordable Housing and Credit Task Force covers all issues related to banking and credit including access to credit for individuals and small businesses, credit reports, financial literacy and banking regulation, and payday and small-dollar loans. Also covers all issues related to housing including affordable housing, preserving homeownership, rent control, renting vs. buying, public housing, foreclosures. Finally covers all issues related to consumer protection.

Task Force Leadership

Chair

Chair

Senator Luz Escamilla (UT)
Vice-Chair

Vice-Chair

Assemblywoman Maritza Dávila (NY)

Special 2018-19 Priorities of the Banking, Affordable Housing and Credit Task Force:

  1. Credit rating methodology
  2. Latino access to capital: Discriminatory lending, Latino entrepreneurship
  3. Census undercount issue
  4. Undocumented/short credit history alternatives
  5. Particularly how to help people with short credit histories and undocumented immigrants access the benefits of large financial institutions, protecting from predatory lending
  6. Protection of employee from discharge on wage garnishment cases
  7. Follow-up on CFPB Resolution

Recent Resolutions

2017-0

Representative Janet Cruz (FL), Senator Anonio Munoz (IL), Health Care Task Force

2012-1

Resolution on Banking Fees, Foreclosures and Access to Capital

2007-7

Making Credit Products and Financial Services Available to Unbanked and Underbanked Hispanic and Financially Undeserved Consumers

2017-15

Improving Access to Rural Affordable Housing

2013-10

Promoting Safe and Affordable Lending Practices

2017-19

Regarding Free Online Tax Preparation and Electronic Filing

2015-4

Promoting Affordable Housing and Hispanic Home Ownership

2015-8

Support the Under-Banked with Bridge Financing Options

2013-7

Encouraging Government Use of Prepaid Cards

2017-8

Promoting Job Security Under the Consumer Credit Protection Act